I owe 138,000 on my home with a 6.15 apr . It appraised at 130,000.  Would it be worth it to spend 12,000 towards the principal and get a 30 yr mortgage with a 4.49 apr? There are too many variables in this to give you an exact answer as it pertains to you & …

I CHANGED A BEDROOM TO AN OFFICE, IS IT STILL CONSIDERED A BEDROOM AT SALE TIME If the only difference is the furniture that you have in the room is that of an office rather than a bedroom, then yes.